First State Bank of Decatur is a locally owned and operated state chartered community bank serving the financial needs of businesses and individuals in the Decatur area. Our goal is to provide quality service and value to our customers. We offer a wide variety of products and services, such as internet banking, including online bill payment, 24 hour telephone banking, check image statements and business and personal checking and loan products.

Please contact us about your financial needs by email, or by phone at 269-423-7014. Please do not send any confidential information via email.

WINTER HOURS: Effective November 5, 2015, the bank will be adjusting its drive in hours for the winter. The drive in will be closing at 5:00 p.m. on both Thursday’s and Friday’s. These winter hours will be in effect until March 25, 2016.


We offer several different types of accounts for personal or business use.

Learn More

Free online Banking and Bill Pay

Banking 24 hours a day from the privacy of your home or office using your personal computer or by phone using our mobile banking app. All activity is personal, confidential and completely secured.

Learn More


A full range of loans including business, home mortgage and personal.

Learn More